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Why Should I Pre-Qualify for My Life Insurance Policy?
Avoid a Costly Rated Policy
To qualify for insurance you are required to under go a blood test to determine your level of qualification. The test determines if you are approved for a "Standard" policy, or a "Rated" policy that will cost you more money.
If your test results fall within the "Normal" range you will receive a favorable or "Standard" approval. If the results fall outside the "Normal" range the insurance company can increase the cost of your premium for the life insurance.
Results are Locked In for 7 Years!
If your test results are "Flagged" as being "High" it can substantially increase your annual premiums. In addition, your insurance company is required to send a copy of your results to the Medical Insurance Bureau and your results will be locked in for 7 years! Even if you improve your health during this time, you will be unable to reapply for a lower rate!
Receive Secure, Confidential Results
Pre-qualification through PreQualify4Insurance.com prevents your test results from being sent to your Insurance Company, Doctor, or the Medical Insurance Bureau. Only YOU see the results and, as such, can take the necessary steps to improve your results.
Using our encrypted messaging service you'll receive your results direct from the lab - no intermediary doctor or insurance group.
Improve Your Results
Use our helpful resources in conjunction with consulting your personal physician to clearly identify trouble areas within your test results. With the proper nutrition, exercise, and supplementation you may be able to remove troublesome flags from your bloodtest before applying a life insurance policy.
PreQualify4Insurance.com has negotiated special pricing with leading nutraceutical producers and offers resources and guides you and your physician can use to determine the best course for improving your health.
The blood test services are for informational purposes only. It is not the intention of Giovane Medical to provide specific medical advice but to provide users with information to better understand their health. Specific medical advice including diagnosis and treatment will not be provided. Always seek the advice of a trained health professional for medical advice, diagnosis or treatment. Both the physician and the testing laboratory are independent contractors with whom Laboratory Corporation of America makes arrangements for your blood tests. Neither Laboratory Corporation of America nor Giovane Medical will be liable for any acts or omissions of the physician, the testing laboratory, or their agents or employees. At this time PreQualify4Insurance.com does not offer services and products to NY, NJ, or RI residents.
